Which Course is Best for Banking After 12th?

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Which course is best for banking after 12th?


Why are bank jobs so popular and sought-after? The banking industry offers many benefits, including job satisfaction, work culture, and a lucrative job that pays a good salary.


It lists the top banking courses you can pursue after 12th Commerce. Take the time to read this article and decide which course will best help you become a banker.


highest paying banking jobs in india,


One myth associated with banking courses is the belief that commerce stream students always prefer them. This is false. Students from all streams have flocked to banking courses and taken up jobs. However, commerce stream students are always the most successful among all stream students in the banking industry.


There are many options for those who have completed 12th grade with commerce as a compulsory subject. Many institutions offer a variety of banking courses. Many courses are available for students who have completed 12th Commerce with Maths. 


We have listed the top Banking courses that students can choose to pursue after completing their undergraduate degrees.


  • B.Com
    B.Com Economics
    Bachelor of Economics
    BA Banking
    Bachelor of Accounting and Finance
    BBA Banking and Insurance
    Diploma in Finance and Banking
    BBA + MBA Banking (Integrated Course).
    B.Sc. in Banking and Finance
    B.Com Banking and Taxation
    Chartered Accountancy
    Certified Management Accountant (CMA)


Bachelor’s in Commerce is an undergraduate course of three years duration. B.Com’s courses include Finance, Human resources, and Marketing as subjects. A minimum of 45% in 10+2 is required to be eligible for a B.com degree. Many universities in India offer this course. This is the most basic course that is recommended to start a career as a Banker.


B.Com Economics

The Bachelor of Economics is a three-year undergraduate course. It follows a semester pattern of six semesters. The B.Com Economics course focuses on the financial issues that an economy faces and traces the historical contexts in the shaping of the economy and foreign trade policies that affect our country’s economy. 


Skills in Mathematics, Statistics, and O.R. The graduates use mathematics, Statistics methods, and O.R. to analyze and solve economic problems in the public and private sectors. Eligibility criteria include 45% in 10+2 from an accredited Board.

Bachelor of Accounting and Finance

Bachelor of Commerce is an undergraduate course in Commerce. This course helps candidates to master quantitative and data handling skills (related to finance and accounting). 


B.Com Accounting and Finance can offer a broad range of opportunities for both higher education and career. This degree allows students to pursue jobs in government, such as those who work at the state/local level or the central level. They can also manage and create budgets, track expenses, and analyze programs.

Chartered Accountancy

The most difficult professional course is Chartered Accountancy. It takes 3.5 years to complete. It is one of India’s most prestigious and challenging courses. Many students fail and try again, even though they only have a few years to complete a C.A. It is valued. This course is the best professional course after 12th Commerce. 


This course is available after 12th Commerce, with minimum eligibility of 50% aggregate on 12th boards. C.A.Banks hire C.A. C.A.Banks often hire C.A. for auditing and other accounting-related activities.


C.A. C.A. is one of India’s highest-paid jobs. The course includes three exams.CPTIPCC, and the final exam. These exams are administered by the Institute of Chartered Accountancy Of India.


Although this course is very difficult, once you have completed the C.A., Your career prospects and earnings prospects will improve once you complete C.A. This course will familiarize you with auditing, tax law, taxation, corporate laws, and taxation.


Certified Management Accountant (CMA)

Certified Management Accountant can be described as a Certified Management Accountant. If you want to work in banking, this is the best course. CMA’s are hired by banks for accounting and auditing work. ICA conducts the CMA in three parts. Each part covers different accounting topics and must be completed within three years.


Eligibility criteria include 40% to 50% aggregate in 12th boards. CMA courses are divided into three exams. They include the foundation, inter, and final. CMA’s have many job options. They are mostly employed in the largest industries and banks.

Career Scope after Banking Courses

Bank jobs are highly competitive at the moment. Students from other streams also tend to drift towards bank jobs. Banking jobs are available to commerce students who have completed 12th boards. 


These jobs offer a clerical job with a good salary, but they are not available at the highest level. You should consider a bachelor’s program, which will give you the highest job position and a high salary.


There are many job opportunities in the banking industry. Bank jobs are among the most secure and respected jobs.


There are many opportunities for students who have completed 12th Commerce. Therefore, choosing the right course in Banking after 12th Commerce will lead you to the most lucrative bank jobs. Now that you have an overview of the various banking courses available, it is time to make a wise decision.

Banking Course Jobs Opportunities

After completing one of the bank courses, students can pursue a master’s degree in the stream they are interested in or continue the same stream in banking at the master’s level. However, salaries and job titles can differ depending on the designations and the experience and professional degrees. Some job titles are listed.


  • Market Analyst
    Financial Analyst
    Probationary Officer
    Insurance Officer
    Sales Executive
    Fiscal Officer
    SAP Consultant
    Data Analyst


An accountant’s job is not limited to banks. Every organization requires an accountant to manage its financial expenses and consolidate taxes. Banks need accountants because it falls under the finance sector. It would be very difficult for banks to manage their finances and other financial documents without accountants.

Financial Analyst

Financial analysts analyze marketing trends and investment strategies. They are responsible for analyzing the expenditures of the company and taking measures to improve the economy. After enough experience, the entry analyst may earn around INR 2.5 LPA.

Market Analyst

In the case of I.T., the Market Analyst works alongside the bank managers. They work under the management of the marketing or financial department. This job’s primary responsibility is to review the marketing strategies of banks or companies and find any weaknesses. They will seek to correct any errors. They also analyze trends in marketing and apply them to their work with efficiency.

Insurance Officer

The bank is known for its many insurance policies designed to assist people in multiple ways. These insurance officers can manage the many policies in the bank. It is their responsibility to protect the clients who have been injured in their banks. They should also help spread information about the policies offered by their banks.


Banks are a good option for people who require a large amount of money to meet their personal needs. The eligibility criteria for these loans are different depending on the bank. Lender officers are responsible for conducting background checks on applicants and performing all other duties related to the loan process. Each bank has a team of loan officers.

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